What is a Wind Mitigation Inspection?

What is a Wind Mitigation Inspection?

If you live in Florida, you’ve probably heard of wind mitigation inspections. But what exactly is a wind mitigation inspection and why do homeowners need to get one? To put it simply, a wind mitigation inspection helps reduce the cost of your homeowner’s insurance by evaluating the construction features of your home that can reduce damage from hurricanes and other high-wind events. In this blog post, we’ll dive into what a wind mitigation inspection entails and why it’s important for Florida homeowners.

What Does a Wind Mitigation Inspection Check For?

A wind mitigation inspection looks at several aspects of your home’s construction to determine how resistant they are to hurricane-force winds. The inspector will check for things such as:

• Roof Covering – An inspector will make sure that the roof covering on your home is up to current standards and will be able to withstand strong winds without being damaged.

• Roof Deck Attachment – A good roof deck attachment will help keep your roof in place during high winds, preventing it from blowing away or being torn off by the force of the storm.

• Roof Geometry – The shape of your roof can also play a role in how well it will survive high-wind events. A wind mitigation inspection will make sure that your roof has been properly constructed according to local building codes so that it can withstand strong winds with minimal damage.

• Other Structural Components – Inspectors will also check for other structural components such as windows, doors, walls, and foundations to ensure they are all up to code and able to withstand hurricane-force winds.

Why Do Homeowners Need This Inspection?

Having an up-to-date wind mitigation inspection done on your home before an insurance company provides coverage can help you save money on premiums while also helping protect you in case of a major storm event. Additionally, many insurance companies provide discounts if you have an updated wind mitigation report since they know there is less chance of expensive damages occurring due to hurricane force winds. Finally, getting an updated report may be required by state law in some cases so it’s important for homeowners in Florida to stay informed about their requirements.

Wind mitigation inspections are an important part of living in Florida and should not be overlooked by homeowners when they are shopping for insurance or making updates to their home’s structure. By ensuring that their homes are up to current standards and able to withstand high-wind events, homeowners can save money on premiums while also protecting themselves from costly damages during storms. If you’re thinking about getting coverage for your Florida home or updating its structure, don’t forget about getting a wind mitigation inspection done first! It could save you time and money down the road!