What is a Wind Mitigation Inspection?

Growing up in Miami, FL hurricane season was second nature for us Floridians. As a kid it meant days off of school and floods to explore. Now as a homeowner, hurricane season means SPENDING money.

All South Floridians have a hurricane plan: put up shutters, stock up on supplies, put out sandbags, gas up, check up on the generator but a lot of us forget to check up on the MOST important protection we have from a hurricane… THE ROOF.

For this reason Wind Mitigation Inspection have become increasingly important to get done in South Florida and required by a lot of home insurance companies. So what is a wind mitigation inspection? Wind Mitigation Inspections look at 7 key areas of your roof to determine its ability to withstand strong winds and water intrusion:

1. Roof Covering – Age of roof and type of covering (shingles, metal, etc)
2. Construction Year – This will show the year the home was built (helpful to know what codes they followed)
3. Roof Geometry – Slope & shape of roof
4. Roof to Wall Attachment – How the roof is attached to the walls
5. Roof Decking – How well the roof is secured & strength of the attachment
6. Secondary Water Resistance – Protective layer under the primary layer of the roof
7. Opening Protections – Glazed and non-glazed openings and how impact resistant they are

Can a Wind Mitigation Inspection save me money?

Yes, yes it can. Though, it depends on where you live and the features of your home. Discounts from Wind Mitigation Inspection are popular in Florida, especially Miami, Fort Lauderdale and the Palm Beach areas because the State requires insurers to offer these discounts. These discounts can range from a few hundred dollars to well over $1,000.

Wind Mitigation Inspections are commonly bundled with 4 Point Inspections. Find out more about 4 point inspections here.

You can call or schedule a Wind Mitigation Inspection today with All Trades Home Inspections OR call to ask any questions you have regarding wind mitigation in Miami, Fort Lauderdale or the Palm Beach area.